Financial Planning Advice for Millennials

Millennials (those born between 1981 and 1996) are one of the most studied generations. Among the findings about this group is that the vast majority of them often discuss saving, investing, and retirement planning with family and friends, according to the 2014 Transamerica Retirement Survey of Workers.

This is a good sign.  T he bad news:  Studies show that 24% of workers had less than $1,000 saved for retirement, and 55% had less than $50,000.  So what can millennials do to ensure their nest eggs improve sufficiently by the time they get around to retirement? Here are a few tips.

1. Start planning for retirement now

Personal financial planners and advisors will tell you that although it might seem far away, the best time to start saving for your retirement is now.  If you begin in your 20s, you will save more over time and the compounded interest will have a bigger effect.  But if you’re a millennial in your 30s, you can still save a substantial amount if you make good investment choices, if you have or get a job that offers retirement benefits, and if you start saving now.

2. Maximize savings and investments

In addition to saving for retirement (401k, IRA plans, etc.), you should also look at investing in stocks, bonds, real estate, and other asset classes to boost your long-term returns.  There is always risk associated with investments, but the greater risk is doing nothing at all to prepare for the future and having no saving to draw from as you get older.  There are many personal wealth management experts, including Sound Asset Management.  They can help you create your path to the future and make the choices that will be most helpful in ensuring that you maintain your preferred lifestyle.

3. Keep family and emergencies in mind

Retirement planning and investments should also include estate planning.  What’s more, emergencies can arise at any time and you will want to set aside funds (the experts recommend about six months’ worth) that can be freed up for such events, should they occur.

If you’re a millennial, you can get helpful financial planning advice at Sound Asset Management. Why not get in touch today? www.soundasset.com

[PROGRAM REVIEW]: NEW CAR PRICES GOT YOU REELING? HERE COMES RELIEF

Shopfreemart’s Cash N Cars Club is turning a novel concept on its head with a revolutionary car program that enables anyone to acquire any new car of his/her choice for less than $150 . . . $149 to be exact.

Granted, it can be understandably unbelievable to hear of a new car going for only $149, so most people will naturally see a headline offering “Brand New Cars For Just $149” as a misprint or gimmick; But a revolutionary strategy is actually, at this moment,

making it possible for people to drive away in brand new cars for as low as $149.

It is everyone’s dream to own a car, and while owning one can be viewed in some circles as a luxury, the need for easy and convenient mobility, particularly in times of emergency, has nonetheless made car ownership for every home, more of a crucial necessity, than mere luxury. However, the relatively high cost of cars makes it essentially impossible for many people to afford brand new cars. It is not an exaggeration to say that the price tag on most new cars in the market today is simply enough to send most folks reeling in despair.

The only recourse seems to be the financing option, which saddles patrons with years of onerous obligation.

The Shopfreemart Cash N Cars offer is, however, changing all that, by allowing individuals to own any car of their choice without paying more than $149.

With a one-time $149 entry fee, participants are given a personalized Online Web Page valued at $149.00, plus a $149 Cash and Cars Gift Token redeemable for valuable items, such as discounts on travel, vacations, hotels, and more.

The program allows participants to get paid in 3 different ways as they invite others to become a part of the revolutionary life-changing offer. Members can then use the accrued cash to purchase anything they desire: that new car they’ve been wanting for a while, a boat, a house, or as club owners whimsically quip, even a private jet.

The program is easy and quite straightforward, with a transparent process that ensures every participant is aware of the happenings on his or her account.

In addition to giving members the avenue to own brand-new cars at an unprecedented price of $149, FreeMart also offers some other great natural products designed to improve the quality of life of members, which include two amazing soap products, and a wide range of health products to ensure that car owners can drive and travel happily in their new rides.

To be sure, the Cash N Cars club is not the first ever program to hit the market

hoisting new cars as coveted rewards. But to this writer’s knowledge, it is alone in this bold and innovative strategy to empower members to drive away in brand-new cars without paying more than $149 one-time.

Dr. Benjamin Okeagu is an industry expert, specializing in crafting solutions that empower ordinary folks to acquire luxury high ticket items, without falling prey to the associated burdensome debts.

More information on how to own a brand-new car for just $149 can be found

on the website: http://www.flp17.com/biznetwork

http://shareskills2018.blogspot.com/2018/06/program-review-new-car-prices-got-you.html

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